APPROACH
We help clients achieve clarity, confidence and structure through our six step process, learn more about each step below. Throughout the entire process we address each of the 10 critical wealth management concepts helping clients to uncover any financial blind spots.
Wealth Management Services
Family Financial Overview & Developing Your Plan
Clarify family goals, values and objectives
Assemble consolidated financial statements
Identify and triage financial priorities
Implement eMoney plan
Wealth and Investment Management
Customized portfolio solutions
Alternative income strategies
Indexed and tax-managed solutions
Individual equity strategies
Personal Banking/Liability Management
Liability analysis and optimization
Through First Clearing affiliates,
you have access to banking services,
including residential mortages and
securities-based lending
Corporate Benefits and Retirement Plans
Manging and understanding corporate benefits
Optimizing savings plans and pension elections
Annual enrollment support
Cash flow modeling and sensitivity analysis
Concierge (VIP) Executive Services
Concentrated equity strategies
10b5-1 Trading plans
Stock option and RSU analysis
IOU stock analysis
Retirement Income Planning
Design tax efficient streams of income
Incorporate life cycle spending strategies
RMD, Social Security, and Medicare planning strategies
Forecast/ develop spending plan
Insurance and Asset Protection
Insurance advice: Life and Disability
Needs analysis and policy reviews
Life and disability insurance
Extended care planning
Legacy Planning and Philanthropy
Estate and wealth transfer strategies
Family gifting strategies
Philanthropic giving
Trust services
Advanced Planning
Next Gen counseling and planning
Educational funding and planning
Intergenerational family meetings
Business succession planning
Coordination with CPA and Attorney
Tax control strategies
Collaborative meetings with open communication
Professional introductions
Estate documents and tax return reviews
We begin by listening to you
We bring our collective education and experience to each client relationship. We direct our energy, passion and expertise to the process of helping our clients succeed personally and financially.
1
GETTING TO KNOW YOU
We get to know what's most important to you
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Family History and Dynamics
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Personal and Business Dreams, Goals and Values
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Experience with Investments & Advisors
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Charitable and Family Gifting Philosophy
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Appetite Range for Return and Volatility
2
COMPREHENSIVE FINANCIAL OVERVIEW
We'll provide a 360-degree, deep dive overview of your situation
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Income, Assets, Liabilities, Liquidity Issues
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Insurance, Taxes and Estate Planning Strategies
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Spending and Forecasting Cash Flows
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Expenses Portfolio and Risks
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Benefit Plans and Incentive Programs
3
ANALYSIS AND PLAN
Using the comprehensive planning tool eMoney, we can help simplify the complex
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Retirement/ Balancing Multiple Goal Scenarios
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Generating Portfolio Income
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Optimal Saving/ Spending Levels
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Impact of Market Corrections or Large Expenses
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Inflation, Longevity, Long Term Care Scenarios
4
ADVICE AND IMPLEMENTATION
We propose appropriate solutions and strategies after a thorough analysis by providing
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Partner reviewed recommendations
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1-Page Executive Summary and Checklist of Next Actions
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We Follow Through on our Commitments
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Holding Our Clients Accountable to their Best Intentions
5
REVIEW AND EVALUATE
It's critical to stay focused on the long term and to make occasional course corrections
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Review Progress Towards Achieving Your Goals
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Evaluating Investments, Results, Risks and Opportunities
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Planning and Adjusting to Life Events and Transitions
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Seeking Opportunities for Tax Efficiency
6
SCHEDULED SERVICE AND REVIEW
Our Client Service Model Involves
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Systematic and Recurring Client Calls & Meetings
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Periodic Check-ins, Emails and Conference Calls
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Enlightening and Entertaining Events
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Collaboration with Your CPA & Attorney